Shriram One: FD, UPI, Loans

Shriram One: FD, UPI, Loans brings together fixed deposits, UPI payments, loans, insurance, bill payments, and more—everything you need to manage your finances in one app.

Invest with confidence through multiple options. Fixed deposits offer interest rates up to 7.80% p.a., with additional benefits for senior citizens and women depositors. Start a Fixed Investment Plan with just ₹1,000 per month, or explore Digital Gold to buy and hold gold securely. Each investment option is designed with flexible tenures and competitive returns to help your money grow.

Send and receive money instantly with UPI. Scan any QR code to pay, request funds from contacts, check your account balance, set up autopay, and track every transaction. The app shows your full UPI expense history so you always know where your money goes.

Personal loans up to ₹15 lakhs are available with flexible repayment terms from 12 to 60 months and no collateral required. Two-wheeler loans, business loans, commercial vehicle financing, used car loans, and gold loans give you options tailored to your specific needs. Interest rates are competitive and assessed based on your creditworthiness.

Pay bills and recharges instantly—mobile prepaid and postpaid, DTH, landline, FASTag, loan EMIs, insurance premiums, credit card bills, broadband, cable, water, and electricity. Life insurance covers your future with savings plans, child plans, protection plans, and retirement solutions. General insurance includes two-wheeler, four-wheeler, and commercial vehicle coverage.

Beyond core financial services, the app includes 10+ financial calculators to help you plan, vehicle information lookup, travel ticket and hotel booking, cricket scores, and games for quick breaks. Shriram One Exclusive offers Digital Gold and Shriram One Care for added convenience.

Download Shriram One: FD, UPI, Loans today to consolidate your financial life into one trusted partner.